Enter price, rent, tax rate and loan terms to get Cap Rate, monthly net cash flow, cash-on-cash return (CoC) and a five-year hold projection. Every input stays in your browser — nothing is uploaded.
Tip: negative monthly cash flow means you subsidise the property every month (shown in red); a pure investment should be positive. Texas has no state income tax, but property taxes run around 2%+ and drag the Cap Rate down — read it together with your appreciation assumption.
| Year | Annual rent | Op. expenses | NOI | Debt service | Net cash flow | Year-end value |
|---|---|---|---|---|---|---|
| Total | — | — | — | — | — | — |